Financial Resources
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F.A.Q.
How long before I see results?
Clients start seeing results in the 1st 45 days of starting.
Can you help while I’m going through a bankruptcy?
I don’t suggest credit repair while you are going through a Bankruptcy. After
your BANKRUPTCY we can do a post BK review to ensure everything showed up
accurately per your discharge and we have an amazing financial education
and credit building process to help you on your road to recovery!
Is credit repair worth it? Why?
In my personal opinion after doing my own credit repair in my early 20s, that
credit repair allows a client to move forward in life and helps them get past an
illness that caused medical bills, a divorce that contributed to late payments
then helps jump a client over the hurdle that holds them back to winning in this
game we call life and having good credit.
Can we communicate through Email?
Yes, I communicate through all methods, phone, text, email.
What are the hours I can speak with a Credit Repair Advisor?
Since we see clients daily, if you ever call and we aren’t available to speak,
leave us a message, we return ALL calls!
What are the three credit bureaus?
How long does it take to fix bad credit?
How long do negative items stay on your credit report?
Most items stay 7 years, there are some that can stay on for up to 10.
Can I get a loan with bad credit?
Typically no, however I work with several banks that help assist you with
establishing new credit to help move you forward on your journey to credit
repair.leave us a message, we return ALL calls!
Do you understand what I need to do in order to qualify to purchase a home?
Since Lozano Consulting works with a long list of Mortgage Companies, we
understand what is needed as far as your scores go to qualify for a home loan.
Can you help me not get to this same place again?
Yes, the education of stopping the same patterns or behaviors that got your
credit scores here in the first place is THEE most important skill needed to not
get back here in the future. Once you become a client of Lozano Consulting, we
help guide you on establishing new credit and learning a new set of skills while
we are working on the repair side of things.
Why is it so much for credit repair?
Helping turn around bad credit issues take time and knowledge. I have 12 years of
experience and have kept up on continuing education and follow all laws. You
don’t want the cheapest service repair your roof, you shouldn’t want the
cheapest credit organization repairing your credit. Plus we think our fees are
more than resonable!
Still Have Questions?
Don’t hesitate to reach out to us anytime